Taylor & Mulder professionals review, interpret, and analyze reinsurance contracts as to the impact on pricing or reserving. Taylor & Mulder assists reinsurance brokers in reinsurance pricing using experience and exposure rating for excess of loss treaties. We evaluate and compare different reinsurance strategies and their financial implications, perform financial analysis and planning, and give loss reserve opinions.

We perform analyses of reinsurance contracts with respect to compliance with standards set for by the National Association of Insurance Commissioners (“NAIC”), as set forth in Chapter 62 of the Statement of Statutory Accounting Principles (“SSAP 62”), and in accordance with Financial Accounting Standards Board (“FASB”) Standard 113 (“FAS 113”) with respect to risk transfer. Taylor & Mulder is also equipped to evaluate and measure the impact of swing rated provisions in reinsurance contracts including evaluations of the appropriateness of loss development factors contained in the contract. Taylor & Mulder can ascertain appropriate levels of collateral required under the contract (whether funds withheld, trust funds, LOCs, etc.).

We accurately calculate premium adjustments and retrospective premiums for property and casualty insurance companies and reinsurers. Taylor & Mulder provides similar services for primary brokers such as expertise with loss forecasting, retention analysis, benchmarking studies, feasibility studies for captive formation, pro forma financial statements for captives, cash flow modeling, development of proprietary models, and individual risk rating.