Precision Actuarial Work, When the Stakes are High
Taylor & Mulder delivers trusted actuarial consulting services to insurers, corporations, governments, and self-insurers. We provide rigorous analysis that meets timelines and withstands scrutiny. Every engagement receives senior-level attention from start to finish, ensuring experienced judgment, responsiveness, and accountability throughout our work.
The City of Hampton has trusted Taylor & Mulder with our property and casualty actuarial services for years. We value their experience, extensive knowledge, and professionalism. They are definitely experts in their field.
Patricia Parker
City of Hampton, VA
Daniel Lupton is proactive, caring, and accurate — and he follows up with us throughout the year to ensure that everything is reconciling with audits and outside agencies. We have retained Taylor & Mulder since 2008 and will continue to do so.
Jonathan McGuire
Philadelphia Parking Authority
Our public entity pool has been partnering with Taylor & Mulder for nine years. We have found them to be uniformly responsive and professional. Their analysis is complete and recommendations are clear.
David Harmer
Virginia Transit Liability Pool
Clientele
We Work With Organizations That Require Solutions
Our clients operate in high-stakes, time-sensitive environments where success depends on actuarial insight of the highest quality.
Property & Casualty Insurance Companies
Property & Casualty insurers and reinsurers, captives, risk retention groups (RRGs), and specialty carriers requiring reserve opinions, pricing studies, regulatory state filings, predictive modeling and enterprise risk management.
Self-insured corporations, hospitals, associations and organizations managing risk across general liability, property, workers' compensation, automobile, and complex long-tail liability exposures.
Law firms requiring actuarial expert witness testimony in legal disputes between insurers, brokers, agents, managing general agents (MGAs), third party administrators (TPAs), government entities, and individuals.
Our actuaries have helped in the formation and operation of numerous captives, risk retention groups, and self-insured trusts, both domestic and offshore.
We understand the challenges posed by aging tank populations, the relative riskiness of different kinds of tank construction material relative to the fuel stored, and the difference in frequency and severity patterns for underground versus above ground storage tanks.
We take the view that projecting financials for coal mine reclamation funds is best accomplished through a variety of methods, rather than any single approach.
Taylor & Mulder’s services to Corporate Risk Managers involve the estimation of liabilities for all lines of business for total self-insured programs, as well as large deductible programs.
Taylor & Mulder actuaries have worked with some of the largest reinsurance companies in the world. We’re able to use that knowledge to help you meet your actuarial project goals.
Our actuaries have worked with some of the largest reinsurance companies in the world such as Munich Reinsurance Company, Swiss Re, Ltd. and Lloyd’s of London. Our actuaries are involved in pricing and reserving for reinsurance.
Taylor & Mulder provides support to accounting firms in the areas of independent loss reserves review, audit support, mergers and acquisitions assistance, risk transfer analysis, and other items.
Our clients operate in high-stakes environments where actuarial insights produce regulatory, financial, and reputational success.
Property & Casualty Insurance Companies
Property & Casualty insurers and reinsurers, captives, RRG's, and specialty carriers requiring reserve opinions, pricing studies, regulatory state filings, predictive modeling and enterprise risk management.
Self-Insurers
Self-insured corporations, hospitals, associations and organizations managing risk across general liability, property, workers' compensation, automobile, and complex long-tail liability exposures.
Law Firms
Law firms requiring actuarial expert witness testimony in legal disputes between insurers, brokers, agents, managing general agents (MGAs), third party administrators (TPAs), government entities, and individuals.
Departments of Insurance
Insurance departments requiring actuarial support in reviewing Property & Casualty rate filings and statistical models, performing financial examinations, and reviewing regulatory policies.
Specialized Industries
Transportation, construction, hospitals, physician groups, underground storage tanks, coal reclamation funds, accounting audits, financial examinations, brokerage, and other industries with complex, challenging risk profiles.
Facing a Tight Deadline or a Short-Term Capacity Crunch?
We're here for you. Taylor & Mulder responds with urgency that doesn’t sacrifice rigor. Our principals are directly involved in every engagement from day one.
Estimating liabilities accurately involves experienced actuaries combining disciplined analysis with contextual understanding of company processes and structure.
Predictive Analytics & Statistical Modeling
Modern actuarial work increasingly involves complex statistical modeling and machine learning to better understand patterns in claims data and provide more accurate solutions and better insight into cost drivers.
Ratemaking
Effective insurance pricing depends on actuarial models that translate risk characteristics and historical loss experience into fair and adequate rating structures, including regulatory state filings.
Self-Insurance Program Evaluation & Risk Financing
Organizations must carefully balance retained risk and insurance transfer, using actuarial analysis to structure programs that are financially sound and strategically appropriate.
Actuarial Expert Testimony & Regulatory Support
Independent actuarial expertise plays a key role in rate hearings, arbitrations, audits, and litigation, providing technically sound analyses that can withstand scrutiny in adversarial legal settings.
Specialized Insurance & Risk Programs
Certain industries, municipal pools, residual risk pools, and public programs require highly specialized actuarial approaches to model long-tail liabilities and unique regulatory risk structures.
Enterprise Risk Management
An effective holistic analysis of risk enables better capital adequacy monitoring, promotes more optimal decision-making and prioritizes and mitigates potential problems, satisfying key internal, rating agency, and regulatory stakeholders.
The largest actuarial consulting practices are built for volume. Taylor & Mulder is built for depth. We provide personalized service on all of our engagements to ensure every client receives the full attention, judgment, and expertise they require. We tailor our analyses to your needs and timelines.
"Our clients don't want a report. They want a partner who understands the full picture and can defend the numbers."
— Managing Principal, Taylor & Mulder
100% Senior-Level Involvement
At large firms, junior analysts handle your work. At Taylor & Mulder, a credentialed principal leads every engagement, from scoping to final signature.
Actuarial Rigor on Your Timeline
We move at the pace your deadlines demand. Our structure eliminates bureaucratic delay without compromising methodological standards.
Specialized Expertise
We don't offer actuarial work as a commodity. Our work is tailored to each client's needs. We've built depth in specific lines and industries where precision is non-negotiable.
Transparent, Direct Communication
You speak with the actuary signing your report, not a project manager or account executive. Always.
The Team
Our Actuaries
Every client engagement is led by a credentialed, senior actuary – from initial scoping through final deliverable.
Joe Burbacher
Senior Consulting Actuary
Property & Casualty Actuarial Analysis
FCAS actuary with 25+ years of experience across Property & Casualty insurance reserving, pricing, and enterprise risk management.
Loss Reserving · Pricing · Regulatory Actuarial Opinions
FCAS actuary with 45+ years advising insurers, governments and captives on loss reserving, pricing, regulatory filings and complex long-tail liability exposures.
FCAS actuary specializing in personal and commercial lines rate filing review, with expertise in predictive modeling techniques including GLMs and tree-based methods.
ACAS and ASA actuary advising insurers and risk-bearing organizations on loss reserving, financial risk evaluation, expert witness testimony and actuarial modeling.
Every client engagement is led by a credentialed, senior actuary. No delegation to junior staff.
E. Toni Mulder
Founding Principal
Loss Reserving · Pricing · Regulatory Actuarial Opinions
FCAS actuary with 45+ years advising insurers, governments and captives on loss reserving, pricing, regulatory filings and complex long-tail liability exposures.
view bio →
Daniel Lupton
VP & Senior Consulting Actuary
Predictive Analytics · Rate Filing Review
FCAS actuary and Certified Specialist in Predictive Analytics with extensive experience reviewing insurance rate filings and advising regulators, insurers, and self-insured entities.
Roger Sarvate
Senior Consulting Actuary
Reserving & Financial Analysis
ACAS and ASA actuary advising insurers and risk-bearing organizations on loss reserving, financial risk evaluation, expert witness testimony and actuarial modeling.
Sky Wong
Senior Consulting Actuary
Predictive Analytics · Statistical Modeling
FCAS actuary with experience in advanced actuarial modeling, predictive analytics and capital modeling. Focused on insurance pricing, reserving, and underwriting decisions.
FCAS actuary specializing in personal and commercial lines rate filing review, with expertise in predictive modeling techniques including GLMs and tree-based methods.
Anthony Senevey
Actuarial Assistant
Insurance Risk & Reserving Analysis
Casualty actuary supporting actuarial consulting projects involving loss reserving, risk modeling, and insurance financial analysis.
Phuong Tran
Actuarial Assistant
Data Analysis & Modeling Support
Casualty actuary supporting consulting engagements through data analysis, actuarial modeling, and technical research across insurance risk projects.
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